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Mike Ryan
Mike Ryan
Vice President,
Borrower Services

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Wellness Working

Wellness Working is a Weblog that instigates a conversation on how to keep college loans in good standing. From practical advice for borrowers, to insights for financial aid professionals, to research on best practices in affecting student loan repayment for concerned members of the industry at large, Wellness Working sketches the whole picture of higher education debt management.

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Income Based Repayment: A Good Option for You?

Find out if the new Income Based Repayment option could be right for you.…Read Blog Post

Posted by Mike Ryan on July 10, 2009 at 03:30 PM EST

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How Much Should You Borrow For School? These Tools Can Help

Trying to decide how much to borrow for college? ASA has tools to help you decide.…Read Blog Post

Posted by Mike Ryan on May 29, 2009 at 02:58 PM EST

NSLDS: Find Out What You Owe and Take Control of Your Loans!

The National Student Loan Data System (NSLDS) is a great tool to find out how much you owe on your federal student loans and take control of your loan situation!…Read Blog Post

Posted by Mike Ryan on March 23, 2009 at 11:23 AM EST

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Ready, Set, Apply!

January is the time to start filling out the FAFSA. We’ve got the why and how of applying for financial aid right here.…Read Blog Post

Posted by Mike Ryan on January 13, 2009 at 04:05 PM EST

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Manage Your Loans Through the Hard Times

It’s vital to keep making education loan payments during hard times. Here’s how to do it.…Read Blog Post

Posted by Michael Ryan on November 27, 2008 at 03:43 PM EST

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Don’t Worry—Student Loans Are Safe

Let’s be clear: Student loans are safe and available, even during these tough economic times.…Read Blog Post

Posted by Michael Ryan on October 27, 2008 at 12:44 PM EST

Heading Back to School—On a Budget

This year more than ever, money is probably on your mind as you head back to class. But you don’t have to let finances tie you down—or worse, bury you in a mountain of debt! Just follow the following six, smart money rules. …Read Blog Post

Posted by Michael Ryan on September 12, 2008 at 04:43 PM EST

Guiding Borrowers Through Split Servicing Using Multiple Channels of Communication

For borrowers, the ramifications of split servicing will be waiting farther down the road—and they’ll need our help. Fortunately, ASA, with its many avenues of borrower communication, is well-positioned to provide this guidance. …Read Blog Post

Posted by Michael Ryan on July 17, 2008 at 03:21 PM EST

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Exit Interviews: What Does the Research Say?

I know many of you have just expended a great deal of effort ensuring that exit interviews took place on your campuses this spring.…Read Blog Post

Posted by Mike Ryan on June 09, 2008 at 12:52 PM EST

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Borrowers Need Our Help More Than Ever

Recently released federal data provides a new profile of student borrowers, confirming increased borrowing through federal student loan programs.…Read Blog Post

Posted by Michael Ryan on April 18, 2008 at 02:08 PM EST

Default Prevention Works—Just Look at the Latest Data

With all the anxiety about subprime loans, including families losing their houses and borrowers defaulting, it’s nice to hear some good news.…Read Blog Post

Posted by Mike Ryan on March 14, 2008 at 01:11 PM EST

Separation Anxiety: Keeping Separated Students out of Delinquency

As one semester closes and another is about to begin, financial aid professionals face a stark truth: Some students will not be coming back this semester, despite not having finished their degrees. And these "separated" students will be at a particularly high risk for delinquency and default.…Read Blog Post

Posted by Michael Ryan on January 03, 2008 at 03:07 PM EST

The Human Touch in an Electronic World

Cut through the numbers, and a simple truth remains: the human touch still matters in the financial aid world.…Read Blog Post

Posted by Michael Ryan on December 03, 2007 at 11:40 AM EST

Cohort Default Rates: Are They Useful?

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Posted by Mike Ryan on October 11, 2007 at 04:17 PM EST

Six Weeks to Go

Do students give any thought to financial matters when headed to the beach?…Read Blog Post

Posted by Mike Ryan on July 20, 2007 at 04:28 PM EST

What Creates Student Success?

We are always looking for new ways to reach student borrowers…Read Blog Post

Posted by Mike Ryan on July 10, 2007 at 02:15 PM EST

One Year of Wellness Working

Looking back, we also look forward.…Read Blog Post

Posted by Duane Quinn on February 02, 2007 at 09:33 AM EST

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Wellness Working

Tuition Caps: One Step Toward Financial Aid Reform…Read Blog Post

Posted by Duane Quinn on January 29, 2007 at 11:38 AM EST

Happy New Year

New Year's Wishes…Read Blog Post

Posted by Duane Quinn on January 03, 2007 at 03:43 PM EST

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The Role of The Counselor

The changing job description of today's guidance counselor includes debt management. …Read Blog Post

Posted by Duane Quinn on December 12, 2006 at 01:55 PM EST

How Does Student Debt Compare to Potential Salary?

Another way to manage debt is to keep it within reason…Read Blog Post

Posted by Duane Quinn on December 01, 2006 at 01:13 PM EST

Get the Word Out About Options

Do all students know that they do not have to accept a 10-year repayment plan? Read on!…Read Blog Post

Posted by Duane Quinn on November 15, 2006 at 12:20 PM EST

Wellness: Helping those on the fringe

The Challenging Questions of Educational Opportunity…Read Blog Post

Posted by Duane Quinn on November 07, 2006 at 08:56 AM EST

There is a lot to consider in selecting a lender

It's Not just About Interest Rates…Read Blog Post

Posted by Duane Quinn on October 27, 2006 at 10:57 AM EST

Professionals in Student Aid Take Wellness Seriously

My visit to The the National Council on Economic Education …Read Blog Post

Posted by Duane Quinn on October 23, 2006 at 04:39 PM EST

Student Communication: Best Practices

"Timing is Everything"…Read Blog Post

Posted by Duane Quinn on October 19, 2006 at 02:30 PM EST

Wellness keeps default rate down

ASA's Cohort Default Rate 2nd Best in the USA.…Read Blog Post

Posted by Duane Quinn on September 26, 2006 at 10:26 AM EST

Journeys Launch for 2006

Gaining Student Trust With School-Branded Information…Read Blog Post

Posted by Duane Quinn on September 13, 2006 at 04:27 PM EST

Concern About Debt

One year's tuition is the best cap for debt.…Read Blog Post

Posted by Duane Quinn on August 02, 2006 at 09:51 AM EST

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Investing in the Future

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Posted by Duane Quinn on June 28, 2006 at 05:02 PM EST

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Students Can't Participate in a Program They Don't Understand

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Posted by Duane Quinn on June 13, 2006 at 10:24 AM EST

Wellness Works: Bright Beginnings

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Posted by Duane Quinn on June 05, 2006 at 10:35 AM EST

Wellness Works: Transitions

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Posted by Duane Quinn on May 22, 2006 at 03:25 PM EST

The ASA Guarantee Does Make a Difference

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Posted by Duane Quinn on May 11, 2006 at 02:46 PM EST

Wellness Works: Students and E-mails

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Posted by Duane Quinn on May 01, 2006 at 02:46 PM EST

Wellness Works: Journeys!

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Posted by Duane Quinn on April 18, 2006 at 10:49 AM EST

Consolidating Into Wellness

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Posted by Duane Quinn on April 10, 2006 at 02:14 PM EST

Borrower Survey Results

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Posted by F. Duane Quinn on March 27, 2006 at 02:14 PM EST

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Consolidate Out of Wellness?

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Posted by F. Duane Quinn on March 20, 2006 at 12:26 PM EST

What We've Learned About Communicating with Students

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Posted by F. Duane Quinn on March 10, 2006 at 12:00 AM EST

Renaming the EFC (Estimated Family Contribution)

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Posted by F. Duane Quinn on February 17, 2006 at 12:00 AM EST

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Just What is Wellness?

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Posted by F. Duane Quinn on February 03, 2006 at 12:39 PM EST

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It's All About the Kids

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Posted by F. Duane Quinn on February 03, 2006 at 12:21 PM EST

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Mike Ryan

Blog Author

Mike Ryan
Vice President of Borrower Services

Biography

Michael T. Ryan is Vice President of Borrower Services for American Student Assistance, a position he has held since joining ASA in February, 2003. Mr. Ryan heads ASA’s Borrower Services Division, which is responsible for all aspects of the management and delivery of service to borrowers in ASA’s education loan portfolio, including all default prevention and recovery efforts.

In his 20-plus year career in higher education financing, Mr. Ryan has held key management positions at the Massachusetts Educational Financing Authority (MEFA), and Key Education Resources (formerly Knight Tuition Payment Plans). As MEFA’s Associate Director for Programs and Operations, Mr. Ryan facilitated MEFA’s entry as a Federal Family Education Loan Program (FFELP) provider. He also played an instrumental role in the introduction of the U. Fund, (MEFA’s Section 529 College Investing Plan), managed MEFA’s U. Plan (Prepaid Tuition Program), and was responsible for the operation of MEFA’s loan programs.

While at Knight and Key, Mr. Ryan held progressively responsible management positions, from Account Manager to Senior Vice President.

Mr. Ryan is a graduate of Merrimack College.

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