Ask American Student Assistance

Do you have questions about your student loans? Click any topic below to read questions from other borrowers along with ASA’s expert answers. If you don’t find the answer you’re looking for, ask American Student Assistance yourself!

Applying for Financial Aid Questions
Lender Choice
Financial Aid for Living Expenses
Federal Loan Interest Rates
Self-Employed Parent
When Does the Loan Money Come?
Lender Stopped Making Loans
Parents Refuse to Provide Information
Minimum Score for Federal Loans
Parents’ Information
Loan Amounts
Can I Get Money for Living Expenses?
Should I Pay for Financial Aid Assistance?
Music Studies Scholarship?
Too Late for Aid?
Too Early for Financial Aid Applications?
Stepparent's Income
Things to Remember for the FAFSA
Defaulted Loans Affecting Future Aid
Young Mother Looking for Aid

 
Loan Consolidation Questions
Consolidating Graduate and Undergraduate Loans
Is it Worth It?
Consolidation Pros and Cons
Consolidation Loan Interest Rate
Should I Consolidate?
The Big Picture: Is Consolidation Good or Bad?
Re-Consolidating
Interest Rates
Will I Save Money?
What Will My New Repayment Terms Be?
Consolidation During Graduate School
Is Higher Education the Parents’ Responsibility?

 
Loan Repayment Questions
Unsubsidized Loans
Unemployed and Returning to School
Economic Deferment
Loan Forgiveness and Options
Economic Hardship
Payment Options
Deferring PLUS Loans
Student Loan in Collections
A New Loan Forgiveness Program
Disability Discharge
Refund Owed
How Do I Get Student Loans?
Postponing Loan Payments
Continuing on to Graduate School
Lower Interest Rate
Stafford Teacher Loan Forgiveness
Unemployment Deferment vs. Forbearance
Federal Loans / Private Loans
Getting Out of Default
U.S. Loans, Immigrating to Canada—What Happens?
Payment Too High
Lower Interest Rate
Changing Loan Holders
Going Back to School
Short Leave from School
Economic Hardship Deferment
In School Loan Consolidation

 
Miscellaneous/Other Questions
Self-Employed Parent
Loan Forgiveness and Options
Loans for Studying Abroad
New Loan Limits
Changing Interest Rates
Parent Loans
School Closed
Public Service Degree
Who holds my loans?
Rehabilitation Success Story
School Closed
Loan Cancellation
Paying for School
Interest
Student Loans Good for Credit Rating?
Teacher Certification

 
School Leave Questions
Can They Charge Me?
Called to Iraq
Working in Poverty Level Areas

 
Tax Concerns Questions
Student Loan Interest Tax Deductions
Student Loan Interest Deduction
Income Tax Refund
Tax Deduction
Student Loan Interest Deduction

 
 

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