Calculator Directions:
Eligible loans include:
- – Federal Stafford (subsidized and unsubsidized)
- – Grad PLUS
- – Consolidation loans that do not include any Parent PLUS loans
Enter your principle balance and interest rate at the time you entered repayment.
Enter your Family Size.
Family size includes you, your spouse, dependent children, and any children that will be born this year. Other dependents may also be eligible—contact your lender or servicer to determine if this applies to you.
Enter your Adjusted Gross Income (AGI).
- – If you are married, you may only determine your IBR eligibility based on your own eligible Federal Student Loan debt. However, please enter the following AGI information:
- – Married Filing Joint Tax Returns – Enter both the AGI of you and your spouse.
- – Married Filing Separate Tax Returns – Enter only your own AGI.
Enter your Residence.
If you live outside the United States, choose “All other.”
